Why You Might Still Need a Prenup (Even If You Don’t Have Many Assets)

What Most People Think

"I don't own much, so that a prenup would be overkill."

It's a common thought. After all, prenups are for the ultra-wealthy, right? The Elon Musks and media moguls of the world?

Not quite.

The idea that prenups are only helpful if you have millions in the bank is outdated. And in many cases, dangerously naive.

Why That’s a Problem

Because the time you think you don’t need a prenup is usually when you’re least prepared for what could go wrong.

• You may not have much now, but what about in five years?

• What if your business takes off?

• What if you inherit something unexpected?

Prenups don’t just protect what you have - they help define what happens to what you build.

And without one? The state decides.

The Truth No One Talks About

Prenups aren’t just about money. They’re about clarity, boundaries, and peace of mind.

A good prenup can help you:

• Clarify what happens with debt, not just assets

• Set expectations around spousal support

• Protect future income, equity, or intellectual property

• Shield a business or professional practice

• Define terms if you already have kids from a previous relationship

These aren’t cold-hearted maneuvers. They’re responsible ones.

Still not sure what to include or how it works? This complete guide to prenups in 2025 breaks it all down.

How to Get It Right

The biggest mistake? Waiting too long or walking into a lawyer’s office unprepared.

That’s where the friction, confusion, and thousand-dollar hours begin.

Instead:

• Get clear on what you want first

• Understand what’s relevant in your state

• Avoid red flags that can make a prenup invalid

A Smarter Way - Try the AI Prenup Advisor

Before you pay legal fees or start a tough conversation, try the AI Prenup Advisor.

It’s a free, private tool that helps you:

• Identify what clauses make sense for your situation

• Avoid common prenup mistakes

• Know what to prepare before talking to a lawyer

• Get suggested phrasing for tricky conversations

You’ll walk away with a tailored checklist and more confidence than most people bring to the prenup process.

Because this isn’t just about protecting assets.

It’s about protecting your future self.

Questions about validity, fairness, or what's off-limits? Check the FAQ for legal clarity.

Smart is better than sorry. Give the AI Prenup Advisor a try, no strings attached.