How Melissa, a Freelance Designer, Got Clarity on Bankruptcy with AI Bankruptcy Advisor

What She Was Struggling With

Melissa R., a 34-year-old freelance designer from Phoenix, had been juggling credit card bills, medical debt, and inconsistent income for years. The stress was overwhelming.

"I wasn’t sure if I should file for bankruptcy, and if I did, what kind? I kept Googling things like 'should I file Chapter 7 or Chapter 13?' and 'can I keep my house if I file bankruptcy?' but every answer seemed generic."

She considered hiring a bankruptcy lawyer but worried about the cost. DIY options felt risky. What she needed was clarity - a simple, accurate assessment of her situation.

Her Journey to a Solution

Melissa found herself on Reddit late one night, reading threads about debt relief. Someone mentioned the AI Bankruptcy Advisor - a tool that guides you through an online form and then provides a personalized breakdown of your bankruptcy options.

"At that point, I had nothing to lose. I needed answers without spending thousands on legal fees."

Using AI Bankruptcy Advisor for the First Time

Melissa completed the online form in approximately 15 minutes. It asked about her income, debts, assets, and goals. Almost instantly, she got:

• A breakdown of whether she qualified for Chapter 7 bankruptcy

• An explanation of what debts would likely be discharged

• Insight into whether she could keep her car and apartment

• Comparisons between bankruptcy vs. debt settlement

• A section on alternatives to bankruptcy

"It was like talking to a super-knowledgeable lawyer, but without the pressure or judgment. I finally understood what my options were."

The Results: Clarity and Confidence

Melissa learned that she qualified for Chapter 7 bankruptcy, and most of her unsecured debts could be discharged. Due to Arizona's asset protection laws, she was able to keep her car.

With that knowledge, she was able to:

• Avoid paying for a lawyer she didn’t need

• File for bankruptcy with confidence, knowing what to expect

• Start planning for credit score recovery after bankruptcy

"It didn’t make the process fun, but it made it manageable. I wasn’t stuck anymore. That alone felt like a huge win."

Her Advice to Others

"If you’re even thinking about filing bankruptcy, start with the AI Bankruptcy Advisor. It gives you a realistic picture of where you stand. Don’t stay in the dark."

Ready to Try It Yourself?

Filing for bankruptcy is a big step. But knowing your options shouldn’t be expensive or confusing. If you're wondering things like:

• How to file for bankruptcy without a lawyer

• What assets are protected in bankruptcy

• Whether bankruptcy can stop foreclosure

...then AI Bankruptcy Advisor can help. Answer a few questions, and get a personalized, jargon-free guide to your best next step.

Try AI Bankruptcy Advisor now - it's free, fast, and built for real people like Melissa.